Weather to Finance

Weather Data Economy, AI & DePIN

"Weather to Finance” : Prediction Markets, Insurance, Index Settlement

WELLBIAN's financialization is not speculation, but infrastructure development enabling the pricing and hedging of weather risks. All financial functions will be implemented in phases, subject to compliance with applicable regulations.

1. Weather Prediction Market

• Prediction contracts for events in specific regions/periods/indicators • Oracle settlement using verified observational data Example) “Region X, Date Y, will the 24-hour cumulative precipitation exceed 30mm?” -> Yes/No settlement “Region X, Date Y, will the maximum temperature exceed 35°C?” -> Event settlement

2. Parametric Insurance

• Minimizes loss assessment, pays automatically upon condition fulfillment • Core elements: data reliability and transparency of settlement criteria

3. Weather Index-Based Settlement Products (Concept)

• HDD/CDD, precipitation/wind speed indices, etc. • Provides a foundation for businesses (energy/distribution/agriculture/logistics) to hedge against weather volatility